The True Wealth Journal

True Wealth Advisors offers Real Estate Financial Planning, Mortgage, Insurance and Investment Services to clients across Oshawa and surrounding areas in ON.

Feb 10, 2026

Smart Investor’s Move-In Checklist | Protect Property & Assets

A practical move-in checklist for real estate investors to protect property, possessions, and avoid costly mistakes on move-in day.

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May 2, 2025

Which Comes First: RRSP, TFSA, or Real Estate Equity?

Should you draw from your RRSP, TFSA, or real estate first in retirement? Learn how to make the right decision based on taxes, cash flow, and your …

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Apr 25, 2025

The Hidden Tax Implications of Real Estate in Retirement

Before you retire, understand the hidden tax implications of real estate in Canada—from capital gains to probate and income tax. Learn how to plan …

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Apr 18, 2025

Turning Equity into Impact: How to Use Real Estate to Fund Your Giving Goals

Learn how to unlock real estate equity to fuel your generosity and legacy. Discover faith-based strategies for using your home or investment property …

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Apr 11, 2025

Real Estate vs. Stocks: Which Should Fund Your Retirement?

Should you use your real estate or stock portfolio to fund your retirement? This guide helps Canadians explore the pros, cons, and how to build a …

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Apr 4, 2025

Should You Keep the Cottage in the Family?

Should you keep the family cottage or let it go? Explore the emotional, financial, and legacy-driven factors that help Canadians make wise decisions …

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Mar 28, 2025

How to Know When to Sell an Investment Property in Canada

Wondering when to sell your rental or investment property in Canada? Learn how to evaluate timing, tax implications, and retirement strategy with this …

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May 17, 2024

Cracking the Code: Why the U.S. Real Estate Market is More Lucrative than the Canadian Market with SHARE

Canadian real estate investors are increasingly turning to the U.S. market for better returns, with platforms like SHARE offering comprehensive …

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Feb 20, 2024

Beyond Borders: Exploring the US Real Estate Market.

In this post, we'll explore why the US real estate market is a viable option for investors and how you can get started.

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Jan 24, 2024

Real Estate Market Trends In Canada- Where to Invest in 2024.

In this insightful conversation, Host Seun Adeyemi and Guest Chriss Bisson discuss the current state of the real estate market, shedding light on …

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Dec 5, 2023

Unlocking the Secrets of Property Valuation: A Deep Dive into Home Appraisals

The world of real estate appraisals is a complex yet essential aspect of the property market. Recently, the True Wealth podcast featured an …

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Nov 27, 2023

Optimizing Estate Planning for Canadian Real Estate Investors: Tax & Probate Strategies

Optimizing Estate Planning for Canadian Real Estate Investors: Tax & Probate Strategies For investors who own multiple real estate properties, …

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Nov 16, 2023

How Aaron Charles Is Using His Real Estate Development to Help Elevate the Black Community

We delve into the remarkable journey of Aaron Charles, a real estate agent and developer, and his mission to empower the Black community by helping …

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Nov 15, 2023

How Financial Therapy Can Help You Breakthrough Limiting Beliefs.

In this interview, Natasha Knox, a Certified Financial Planner at Alafio Financial Wellness, discusses her unique approach to financial planning …

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Oct 23, 2023

What you need to know about Home Insurance

Kumssa Hassan, an experienced insurance expert, joins our host, Seun Adeyemi, to delve into the intricacies of home insurance.

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Oct 16, 2023

Qualifying for a Prime Rate, Alternative Or Private Mortgages. The Pros & Cons of Each

Hosts Seun Adeyemi and Arthniel Lichmore delve into the topic of mortgages, specifically discussing the differences between prime rate lenders and …

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Oct 14, 2023

Choosing a Property Manager and Why You Should Have One

Choosing a Property Manager and Why You Should Have One Property management is a multifaceted field that plays a pivotal role in the success of real …

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Oct 12, 2023

Vetting A Prospective Tenant for Your Rental Property

How to vet tenants for your rental property

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Sep 2, 2023

Impact of taxes on Real Estate Investments

Tags: financial planning, tax planning

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Aug 31, 2023

Is Toronto Real Estate Still a Viable Investment? Analyzing the Numbers

Is Toronto Real Estate Still a Viable Investment? Analyzing the Numbers Introduction: In this episode of the True Wealth Podcast, Seun Adeyemi and …

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Aug 29, 2023

Rates have Gone up!

Introduction: In a recent episode of the True Wealth podcast, hosts Seun Adeyemi and Othniel Litchmore delved into a common dilemma faced by real …

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Jun 13, 2023

Pros & Cons of Pre-Construction Real Estate

Pros & Cons of Pre-Construction Real Estate Building Wealth through Real Estate: The Pros and Cons of Pre-construction Investing Introduction: …

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May 11, 2023

Legal Ownership Vs. Beneficial Ownership. What’s The Difference And Why Is It Important?

Legal Ownership Vs. Beneficial Ownership. What’s The Difference And Why Is It Important? In a previous article, I talked about joint ownership in …

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Apr 25, 2023

Joint Ownership And Owning Real Estate Property In Non-Spouse Situations

Joint Ownership And Owning Real Estate Property In Non-Spouse Situations When it comes to owning real estate property, there are different ownership …

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Apr 17, 2023

Are You Ready To Buy Your First Investment Property?

Are You Ready To Buy Your First Investment Property? There’s no doubt that investing in property has the potential to yield significant financial …

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Nov 29, 2022

First Time Home Buyers

Our firm works with a network of lenders, appraisers, lawyers to help you from start to finish when it comes to purchasing your first home. As a …

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Nov 14, 2022

Home Equity Line Of Credit (HELOC)

Home Equity Line Of Credit (HELOC) Using Your Home’s Equity to Invest This concept has been very instrumental to helping many of our clients build …

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Nov 14, 2022

Purchase Plus Improvement Mortgage

Purchase Plus Improvement Mortgage Many buyers when searching for homes for their families often have to either settle for a home that is really “not …

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Oct 10, 2022

Meet The Face Behind True Wealth Advisors

Meet The Face Behind True Wealth Advisors I’m Seun Adeyemi, the proud owner of True Wealth Advisors. I look forward to sharing my story. I hope that …

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Jul 26, 2022

Investment Property Deductions You Can Write-Off

Investment Property Deductions You Can Write-Off Owning an investment property can be lucrative, especially if done prudently. An investment property …

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